Home Affordability | Financial Calculators for Quontic Bank

Buyer Information

Your income from wages, investments, rental property and other sources, all before taxes and deductions.

Monthly payments made to pay off debt obligations, such as auto loans, student loans, credit cards, etc., as well as other expense obligations such as alimony and child support.

Loan Information

Loan term (years)

The length of time you have to repay your mortgage loan, in years.

Interest rate

The interest rate you will pay on your mortgage loan.

Down payment

The down payment, in cash, that you will make on the purchase of your home.

Annual property taxes

The annual amount of property tax you will pay on your home each year.

Annual home insurance

The annual amount you will pay for homeowners insurance on your home each year.

Lending Ratios

Loan-to-value ratio

The percentage of a loan relative to the value of the home.

Housing ratio

The ratio of your total monthly housing expenses to your monthly income.

Debt-to-income ratio

The ratio of your total monthly debt payments, including housing expenses to your total income.

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Monthly Payment Information
Purchase Price	Principal & Interest	Property Taxes	Insurance	Monthly Payment

Home Affordability by Lending Ratios
Lending Ratio	Purchase Price
Loan to Value Ratio
Housing Ratio
Debt Ratio

Speak to a Mortgage Specialist

Based on your current budget, potential down payment, and interest rates, get a glimpse into what capital you may need to obtain a loan for a new home purchase.