Home Affordability

Monthly Payment Information
Purchase Price
Principal & Interest
Property Taxes
Insurance
Monthly Payment
$ 150,000 $ 636 $ 125 $ 62 $ 824
Your loan-to-value ratio is the most limiting factor on the price of a home you can purchase. Increasing your down payment will allow you to increase the price of the home you can afford.
Home Affordability by Lending Ratios
Lending Ratio Purchase Price
Loan to Value Ratio $ 150,000
Housing Ratio $ 258,460
Debt Ratio $ 164,249

Based on your current budget, potential down payment, and interest rates, get a glimpse into what capital you may need to obtain a loan for a new home purchase.