Debt-to-Income Calculator | Financial Calculators for Greater Nevada Credit Union

HideMonthly Income

Your total monthly income before any deductions such as taxes, social security and medicare.

The total amount you receive monthly for either spousal or child support as a result of a court-ordered separation or divorce settlement.

Retirement benefits

The total amount you receive monthly from social security, pensions or other retirement sources.

Other income

Any other income you receive monthly from other sources such as investments, rental property, etc.

HideMonthly Expenses

Mortgage (PITI)

The total of your monthly mortgage payment, including principle, interest, taxes and insurance.

Vehicle

The total of all monthly payments you make on financed vehicles.

Credit cards (minimums)

The total of all monthly minimum payments you are obligated to make each month for outstanding credit card balances.

Student loans

The total of all payments you are obligated to make each month towards paying off student loans.

Alimony/palimony

Your total monthly court-ordered payment of spousal support you are required to make as a result of a separation or divorce settlement.

Child support

Your total monthly court-ordered payment of child support you are required to make as a result of a separation or divorce settlement.

Other payments

Any other monthly payments you are obligated to make each month.

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Debt-to-Income Summary
Monthly Income	Monthly Debt	Debt-to-Income Ratio
$ 6,750	$ 1,895	28.07 %

This is a manageable debt load to carry for most people

Debt-to-Income Summary
Monthly Income	Monthly Debt
$ 6,750	$ 1,895

Your debt-to-income ratio is the percentage of your gross income used to cover your mortgage and other debt payments. This ratio and your credit score are two key factors used to determine if you qualify for a loan. The lower your ratio, the easier it is for you to pay your bills each month.