Calculate Yield at Maturity

Your Savings at Maturity
Value at Maturity
Interest Earned
Average Monthly Interest
Annual Percentage Yield (APY)
Your Savings at Maturity
Savings Category Amount
Deposit
Interest Earned
Savings at Maturity

A certificate is a fantastic savings vehicle because it has a fixed date of maturity, fixed interest rate, and guaranteed earnings. Most certificates require a minimum deposit to open and may offer tiered rates based on the size of the deposit. The interest you earn depends on the interest rate, the term of the deposit, and the compounding method. Deposits that compound with greater frequency will have a higher Annual Percentage Yield (APY). Your APY is the effective annual rate of return once the effect of compounding interest is factored in. Most certificates restrict access to the funds until the maturity date is reached, so only invest funds you won't need immediate access to.

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This calculator is intended for informational purposes only and is considered an estimate. The accuracy of this calculator is not guaranteed by General Electric Credit Union (GECU). The calculator and its results do not constitute the advice of, or reflect actual products, services, rates, and/or terms available. Nothing contained in the calculator shall constitute an offer or solicitation of a product or service by GECU. This calculator is not intended to offer any tax, legal, financial, or investment advice. Please consult with qualified advisors to discuss your specific needs.