Meet a Debt Payoff Goal

Payoff with Current Payment

Monthly Payment
$ 400.00
Total Interest
$ 1,943
Months to Pay Off
42

Payoff with Goal Payment

Monthly Payment
$ 462.47
Total Interest
$ 1,648
Months to Pay Off
36
By repaying your loan in 36 months rather than 42 months, you will be saving $294 over the repayment period.
The accuracy of this calculator is not guaranteed by First Citizens Bank [or its affiliates] and is intended for informational purposes only. The calculator displayed does not constitute the advice of, or reflect actual products, services, rates and/or terms available from First Citizens Bank [or its affiliates] and nothing contained in the calculator shall constitute an offer or solicitation of a product or service by First Citizens Bank [or its affiliates].