Calculate a Home Equity Line of Credit Payment

Loan Information

Loan Amount

$ 100,000

Draw Period Payment

$ 416.67

Repayment Period Payment

$ 659.96

Month	Starting Balance ($)	Payment Made ($)	Interest Paid ($)	Principal Paid ($)	Ending Balance ($)
1	100000.00	416.67	416.67	0.00	100000.00
2	100000.00	416.67	416.67	0.00	100000.00
3	100000.00	416.67	416.67	0.00	100000.00
4	100000.00	416.67	416.67	0.00	100000.00
5	100000.00	416.67	416.67	0.00	100000.00
6	100000.00	416.67	416.67	0.00	100000.00
7	100000.00	416.67	416.67	0.00	100000.00
8	100000.00	416.67	416.67	0.00	100000.00
9	100000.00	416.67	416.67	0.00	100000.00
10	100000.00	416.67	416.67	0.00	100000.00
11	100000.00	416.67	416.67	0.00	100000.00
12	100000.00	416.67	416.67	0.00	100000.00
13	100000.00	416.67	416.67	0.00	100000.00
14	100000.00	416.67	416.67	0.00	100000.00
15	100000.00	416.67	416.67	0.00	100000.00
16	100000.00	416.67	416.67	0.00	100000.00
17	100000.00	416.67	416.67	0.00	100000.00
18	100000.00	416.67	416.67	0.00	100000.00
19	100000.00	416.67	416.67	0.00	100000.00
20	100000.00	416.67	416.67	0.00	100000.00
21	100000.00	416.67	416.67	0.00	100000.00
22	100000.00	416.67	416.67	0.00	100000.00
23	100000.00	416.67	416.67	0.00	100000.00
24	100000.00	416.67	416.67	0.00	100000.00
25	100000.00	416.67	416.67	0.00	100000.00
26	100000.00	416.67	416.67	0.00	100000.00
27	100000.00	416.67	416.67	0.00	100000.00
28	100000.00	416.67	416.67	0.00	100000.00
29	100000.00	416.67	416.67	0.00	100000.00
30	100000.00	416.67	416.67	0.00	100000.00
31	100000.00	416.67	416.67	0.00	100000.00
32	100000.00	416.67	416.67	0.00	100000.00
33	100000.00	416.67	416.67	0.00	100000.00
34	100000.00	416.67	416.67	0.00	100000.00
35	100000.00	416.67	416.67	0.00	100000.00
36	100000.00	416.67	416.67	0.00	100000.00
37	100000.00	416.67	416.67	0.00	100000.00
38	100000.00	416.67	416.67	0.00	100000.00
39	100000.00	416.67	416.67	0.00	100000.00
40	100000.00	416.67	416.67	0.00	100000.00
41	100000.00	416.67	416.67	0.00	100000.00
42	100000.00	416.67	416.67	0.00	100000.00
43	100000.00	416.67	416.67	0.00	100000.00
44	100000.00	416.67	416.67	0.00	100000.00
45	100000.00	416.67	416.67	0.00	100000.00
46	100000.00	416.67	416.67	0.00	100000.00
47	100000.00	416.67	416.67	0.00	100000.00
48	100000.00	416.67	416.67	0.00	100000.00
49	100000.00	416.67	416.67	0.00	100000.00
50	100000.00	416.67	416.67	0.00	100000.00
51	100000.00	416.67	416.67	0.00	100000.00
52	100000.00	416.67	416.67	0.00	100000.00
53	100000.00	416.67	416.67	0.00	100000.00
54	100000.00	416.67	416.67	0.00	100000.00
55	100000.00	416.67	416.67	0.00	100000.00
56	100000.00	416.67	416.67	0.00	100000.00
57	100000.00	416.67	416.67	0.00	100000.00
58	100000.00	416.67	416.67	0.00	100000.00
59	100000.00	416.67	416.67	0.00	100000.00
60	100000.00	416.67	416.67	0.00	100000.00
61	100000.00	416.67	416.67	0.00	100000.00
62	100000.00	416.67	416.67	0.00	100000.00
63	100000.00	416.67	416.67	0.00	100000.00
64	100000.00	416.67	416.67	0.00	100000.00
65	100000.00	416.67	416.67	0.00	100000.00
66	100000.00	416.67	416.67	0.00	100000.00
67	100000.00	416.67	416.67	0.00	100000.00
68	100000.00	416.67	416.67	0.00	100000.00
69	100000.00	416.67	416.67	0.00	100000.00
70	100000.00	416.67	416.67	0.00	100000.00
71	100000.00	416.67	416.67	0.00	100000.00
72	100000.00	416.67	416.67	0.00	100000.00
73	100000.00	416.67	416.67	0.00	100000.00
74	100000.00	416.67	416.67	0.00	100000.00
75	100000.00	416.67	416.67	0.00	100000.00
76	100000.00	416.67	416.67	0.00	100000.00
77	100000.00	416.67	416.67	0.00	100000.00
78	100000.00	416.67	416.67	0.00	100000.00
79	100000.00	416.67	416.67	0.00	100000.00
80	100000.00	416.67	416.67	0.00	100000.00
81	100000.00	416.67	416.67	0.00	100000.00
82	100000.00	416.67	416.67	0.00	100000.00
83	100000.00	416.67	416.67	0.00	100000.00
84	100000.00	416.67	416.67	0.00	100000.00
85	100000.00	416.67	416.67	0.00	100000.00
86	100000.00	416.67	416.67	0.00	100000.00
87	100000.00	416.67	416.67	0.00	100000.00
88	100000.00	416.67	416.67	0.00	100000.00
89	100000.00	416.67	416.67	0.00	100000.00
90	100000.00	416.67	416.67	0.00	100000.00
91	100000.00	416.67	416.67	0.00	100000.00
92	100000.00	416.67	416.67	0.00	100000.00
93	100000.00	416.67	416.67	0.00	100000.00
94	100000.00	416.67	416.67	0.00	100000.00
95	100000.00	416.67	416.67	0.00	100000.00
96	100000.00	416.67	416.67	0.00	100000.00
97	100000.00	416.67	416.67	0.00	100000.00
98	100000.00	416.67	416.67	0.00	100000.00
99	100000.00	416.67	416.67	0.00	100000.00
100	100000.00	416.67	416.67	0.00	100000.00
101	100000.00	416.67	416.67	0.00	100000.00
102	100000.00	416.67	416.67	0.00	100000.00
103	100000.00	416.67	416.67	0.00	100000.00
104	100000.00	416.67	416.67	0.00	100000.00
105	100000.00	416.67	416.67	0.00	100000.00
106	100000.00	416.67	416.67	0.00	100000.00
107	100000.00	416.67	416.67	0.00	100000.00
108	100000.00	416.67	416.67	0.00	100000.00
109	100000.00	416.67	416.67	0.00	100000.00
110	100000.00	416.67	416.67	0.00	100000.00
111	100000.00	416.67	416.67	0.00	100000.00
112	100000.00	416.67	416.67	0.00	100000.00
113	100000.00	416.67	416.67	0.00	100000.00
114	100000.00	416.67	416.67	0.00	100000.00
115	100000.00	416.67	416.67	0.00	100000.00
116	100000.00	416.67	416.67	0.00	100000.00
117	100000.00	416.67	416.67	0.00	100000.00
118	100000.00	416.67	416.67	0.00	100000.00
119	100000.00	416.67	416.67	0.00	100000.00
120	100000.00	416.67	416.67	0.00	100000.00
121	100000.00	659.96	416.67	243.29	99756.71
122	99756.71	659.96	415.65	244.30	99512.41
123	99512.41	659.96	414.64	245.32	99267.09
124	99267.09	659.96	413.61	246.34	99020.74
125	99020.74	659.96	412.59	247.37	98773.38
126	98773.38	659.96	411.56	248.40	98524.98
127	98524.98	659.96	410.52	249.44	98275.54
128	98275.54	659.96	409.48	250.47	98025.07
129	98025.07	659.96	408.44	251.52	97773.55
130	97773.55	659.96	407.39	252.57	97520.98
131	97520.98	659.96	406.34	253.62	97267.36
132	97267.36	659.96	405.28	254.68	97012.69
133	97012.69	659.96	404.22	255.74	96756.95
134	96756.95	659.96	403.15	256.80	96500.15
135	96500.15	659.96	402.08	257.87	96242.28
136	96242.28	659.96	401.01	258.95	95983.33
137	95983.33	659.96	399.93	260.03	95723.31
138	95723.31	659.96	398.85	261.11	95462.20
139	95462.20	659.96	397.76	262.20	95200.00
140	95200.00	659.96	396.67	263.29	94936.71
141	94936.71	659.96	395.57	264.39	94672.33
142	94672.33	659.96	394.47	265.49	94406.84
143	94406.84	659.96	393.36	266.59	94140.25
144	94140.25	659.96	392.25	267.70	93872.54
145	93872.54	659.96	391.14	268.82	93603.72
146	93603.72	659.96	390.02	269.94	93333.78
147	93333.78	659.96	388.89	271.06	93062.72
148	93062.72	659.96	387.76	272.19	92790.52
149	92790.52	659.96	386.63	273.33	92517.19
150	92517.19	659.96	385.49	274.47	92242.72
151	92242.72	659.96	384.34	275.61	91967.11
152	91967.11	659.96	383.20	276.76	91690.35
153	91690.35	659.96	382.04	277.91	91412.44
154	91412.44	659.96	380.89	279.07	91133.37
155	91133.37	659.96	379.72	280.23	90853.14
156	90853.14	659.96	378.55	281.40	90571.74
157	90571.74	659.96	377.38	282.57	90289.16
158	90289.16	659.96	376.20	283.75	90005.41
159	90005.41	659.96	375.02	284.93	89720.48
160	89720.48	659.96	373.84	286.12	89434.36
161	89434.36	659.96	372.64	287.31	89147.05
162	89147.05	659.96	371.45	288.51	88858.54
163	88858.54	659.96	370.24	289.71	88568.82
164	88568.82	659.96	369.04	290.92	88277.91
165	88277.91	659.96	367.82	292.13	87985.77
166	87985.77	659.96	366.61	293.35	87692.43
167	87692.43	659.96	365.39	294.57	87397.86
168	87397.86	659.96	364.16	295.80	87102.06
169	87102.06	659.96	362.93	297.03	86805.03
170	86805.03	659.96	361.69	298.27	86506.76
171	86506.76	659.96	360.44	299.51	86207.25
172	86207.25	659.96	359.20	300.76	85906.49
173	85906.49	659.96	357.94	302.01	85604.48
174	85604.48	659.96	356.69	303.27	85301.21
175	85301.21	659.96	355.42	304.53	84996.67
176	84996.67	659.96	354.15	305.80	84690.87
177	84690.87	659.96	352.88	307.08	84383.79
178	84383.79	659.96	351.60	308.36	84075.44
179	84075.44	659.96	350.31	309.64	83765.79
180	83765.79	659.96	349.02	310.93	83454.86
181	83454.86	659.96	347.73	312.23	83142.64
182	83142.64	659.96	346.43	313.53	82829.11
183	82829.11	659.96	345.12	314.83	82514.27
184	82514.27	659.96	343.81	316.15	82198.13
185	82198.13	659.96	342.49	317.46	81880.66
186	81880.66	659.96	341.17	318.79	81561.88
187	81561.88	659.96	339.84	320.11	81241.76
188	81241.76	659.96	338.51	321.45	80920.31
189	80920.31	659.96	337.17	322.79	80597.53
190	80597.53	659.96	335.82	324.13	80273.39
191	80273.39	659.96	334.47	325.48	79947.91
192	79947.91	659.96	333.12	326.84	79621.07
193	79621.07	659.96	331.75	328.20	79292.87
194	79292.87	659.96	330.39	329.57	78963.30
195	78963.30	659.96	329.01	330.94	78632.36
196	78632.36	659.96	327.63	332.32	78300.04
197	78300.04	659.96	326.25	333.71	77966.33
198	77966.33	659.96	324.86	335.10	77631.24
199	77631.24	659.96	323.46	336.49	77294.74
200	77294.74	659.96	322.06	337.89	76956.85
201	76956.85	659.96	320.65	339.30	76617.55
202	76617.55	659.96	319.24	340.72	76276.83
203	76276.83	659.96	317.82	342.14	75934.70
204	75934.70	659.96	316.39	343.56	75591.14
205	75591.14	659.96	314.96	344.99	75246.14
206	75246.14	659.96	313.53	346.43	74899.71
207	74899.71	659.96	312.08	347.87	74551.84
208	74551.84	659.96	310.63	349.32	74202.52
209	74202.52	659.96	309.18	350.78	73851.74
210	73851.74	659.96	307.72	352.24	73499.50
211	73499.50	659.96	306.25	353.71	73145.79
212	73145.79	659.96	304.77	355.18	72790.61
213	72790.61	659.96	303.29	356.66	72433.95
214	72433.95	659.96	301.81	358.15	72075.80
215	72075.80	659.96	300.32	359.64	71716.16
216	71716.16	659.96	298.82	361.14	71355.02
217	71355.02	659.96	297.31	362.64	70992.38
218	70992.38	659.96	295.80	364.15	70628.22
219	70628.22	659.96	294.28	365.67	70262.55
220	70262.55	659.96	292.76	367.20	69895.36
221	69895.36	659.96	291.23	368.73	69526.63
222	69526.63	659.96	289.69	370.26	69156.37
223	69156.37	659.96	288.15	371.80	68784.57
224	68784.57	659.96	286.60	373.35	68411.21
225	68411.21	659.96	285.05	374.91	68036.30
226	68036.30	659.96	283.48	376.47	67659.83
227	67659.83	659.96	281.92	378.04	67281.79
228	67281.79	659.96	280.34	379.61	66902.18
229	66902.18	659.96	278.76	381.20	66520.98
230	66520.98	659.96	277.17	382.78	66138.20
231	66138.20	659.96	275.58	384.38	65753.82
232	65753.82	659.96	273.97	385.98	65367.83
233	65367.83	659.96	272.37	387.59	64980.24
234	64980.24	659.96	270.75	389.20	64591.04
235	64591.04	659.96	269.13	390.83	64200.21
236	64200.21	659.96	267.50	392.45	63807.76
237	63807.76	659.96	265.87	394.09	63413.67
238	63413.67	659.96	264.22	395.73	63017.94
239	63017.94	659.96	262.57	397.38	62620.56
240	62620.56	659.96	260.92	399.04	62221.52
241	62221.52	659.96	259.26	400.70	61820.82
242	61820.82	659.96	257.59	402.37	61418.45
243	61418.45	659.96	255.91	404.05	61014.40
244	61014.40	659.96	254.23	405.73	60608.68
245	60608.68	659.96	252.54	407.42	60201.26
246	60201.26	659.96	250.84	409.12	59792.14
247	59792.14	659.96	249.13	410.82	59381.32
248	59381.32	659.96	247.42	412.53	58968.78
249	58968.78	659.96	245.70	414.25	58554.53
250	58554.53	659.96	243.98	415.98	58138.55
251	58138.55	659.96	242.24	417.71	57720.84
252	57720.84	659.96	240.50	419.45	57301.39
253	57301.39	659.96	238.76	421.20	56880.19
254	56880.19	659.96	237.00	422.95	56457.23
255	56457.23	659.96	235.24	424.72	56032.52
256	56032.52	659.96	233.47	426.49	55606.03
257	55606.03	659.96	231.69	428.26	55177.77
258	55177.77	659.96	229.91	430.05	54747.72
259	54747.72	659.96	228.12	431.84	54315.88
260	54315.88	659.96	226.32	433.64	53882.24
261	53882.24	659.96	224.51	435.45	53446.79
262	53446.79	659.96	222.69	437.26	53009.53
263	53009.53	659.96	220.87	439.08	52570.45
264	52570.45	659.96	219.04	440.91	52129.53
265	52129.53	659.96	217.21	442.75	51686.79
266	51686.79	659.96	215.36	444.59	51242.19
267	51242.19	659.96	213.51	446.45	50795.74
268	50795.74	659.96	211.65	448.31	50347.44
269	50347.44	659.96	209.78	450.17	49897.26
270	49897.26	659.96	207.91	452.05	49445.21
271	49445.21	659.96	206.02	453.93	48991.28
272	48991.28	659.96	204.13	455.83	48535.45
273	48535.45	659.96	202.23	457.72	48077.73
274	48077.73	659.96	200.32	459.63	47618.10
275	47618.10	659.96	198.41	461.55	47156.55
276	47156.55	659.96	196.49	463.47	46693.08
277	46693.08	659.96	194.55	465.40	46227.68
278	46227.68	659.96	192.62	467.34	45760.34
279	45760.34	659.96	190.67	469.29	45291.05
280	45291.05	659.96	188.71	471.24	44819.81
281	44819.81	659.96	186.75	473.21	44346.60
282	44346.60	659.96	184.78	475.18	43871.42
283	43871.42	659.96	182.80	477.16	43394.26
284	43394.26	659.96	180.81	479.15	42915.12
285	42915.12	659.96	178.81	481.14	42433.98
286	42433.98	659.96	176.81	483.15	41950.83
287	41950.83	659.96	174.80	485.16	41465.67
288	41465.67	659.96	172.77	487.18	40978.48
289	40978.48	659.96	170.74	489.21	40489.27
290	40489.27	659.96	168.71	491.25	39998.02
291	39998.02	659.96	166.66	493.30	39504.73
292	39504.73	659.96	164.60	495.35	39009.37
293	39009.37	659.96	162.54	497.42	38511.96
294	38511.96	659.96	160.47	499.49	38012.47
295	38012.47	659.96	158.39	501.57	37510.90
296	37510.90	659.96	156.30	503.66	37007.24
297	37007.24	659.96	154.20	505.76	36501.48
298	36501.48	659.96	152.09	507.87	35993.61
299	35993.61	659.96	149.97	509.98	35483.63
300	35483.63	659.96	147.85	512.11	34971.52
301	34971.52	659.96	145.71	514.24	34457.28
302	34457.28	659.96	143.57	516.38	33940.90
303	33940.90	659.96	141.42	518.54	33422.36
304	33422.36	659.96	139.26	520.70	32901.66
305	32901.66	659.96	137.09	522.87	32378.80
306	32378.80	659.96	134.91	525.04	31853.76
307	31853.76	659.96	132.72	527.23	31326.52
308	31326.52	659.96	130.53	529.43	30797.09
309	30797.09	659.96	128.32	531.63	30265.46
310	30265.46	659.96	126.11	533.85	29731.61
311	29731.61	659.96	123.88	536.07	29195.54
312	29195.54	659.96	121.65	538.31	28657.23
313	28657.23	659.96	119.41	540.55	28116.68
314	28116.68	659.96	117.15	542.80	27573.88
315	27573.88	659.96	114.89	545.06	27028.81
316	27028.81	659.96	112.62	547.34	26481.48
317	26481.48	659.96	110.34	549.62	25931.86
318	25931.86	659.96	108.05	551.91	25379.95
319	25379.95	659.96	105.75	554.21	24825.75
320	24825.75	659.96	103.44	556.52	24269.23
321	24269.23	659.96	101.12	558.83	23710.40
322	23710.40	659.96	98.79	561.16	23149.24
323	23149.24	659.96	96.46	563.50	22585.73
324	22585.73	659.96	94.11	565.85	22019.89
325	22019.89	659.96	91.75	568.21	21451.68
326	21451.68	659.96	89.38	570.57	20881.11
327	20881.11	659.96	87.00	572.95	20308.15
328	20308.15	659.96	84.62	575.34	19732.82
329	19732.82	659.96	82.22	577.74	19155.08
330	19155.08	659.96	79.81	580.14	18574.94
331	18574.94	659.96	77.40	582.56	17992.38
332	17992.38	659.96	74.97	584.99	17407.39
333	17407.39	659.96	72.53	587.42	16819.97
334	16819.97	659.96	70.08	589.87	16230.09
335	16230.09	659.96	67.63	592.33	15637.76
336	15637.76	659.96	65.16	594.80	15042.96
337	15042.96	659.96	62.68	597.28	14445.69
338	14445.69	659.96	60.19	599.77	13845.92
339	13845.92	659.96	57.69	602.26	13243.66
340	13243.66	659.96	55.18	604.77	12638.88
341	12638.88	659.96	52.66	607.29	12031.59
342	12031.59	659.96	50.13	609.82	11421.77
343	11421.77	659.96	47.59	612.37	10809.40
344	10809.40	659.96	45.04	614.92	10194.48
345	10194.48	659.96	42.48	617.48	9577.01
346	9577.01	659.96	39.90	620.05	8956.95
347	8956.95	659.96	37.32	622.64	8334.32
348	8334.32	659.96	34.73	625.23	7709.09
349	7709.09	659.96	32.12	627.83	7081.25
350	7081.25	659.96	29.51	630.45	6450.80
351	6450.80	659.96	26.88	633.08	5817.73
352	5817.73	659.96	24.24	635.72	5182.01
353	5182.01	659.96	21.59	638.36	4543.65
354	4543.65	659.96	18.93	641.02	3902.62
355	3902.62	659.96	16.26	643.69	3258.93
356	3258.93	659.96	13.58	646.38	2612.55
357	2612.55	659.96	10.89	649.07	1963.48
358	1963.48	659.96	8.18	651.77	1311.71
359	1311.71	659.96	5.47	654.49	657.22
360	657.22	659.96	2.74	657.22	-0.00

Repayment of a home equity line of credit requires that the borrower makes a monthly payment to the lender. For some home equity lines of credit, borrowers can make interest-only payments for a defined period, after which a repayment period begins. Interest-only payments are based on the outstanding loan balance and interest rate. During the repayment period, the payment includes both repayment of the loan principal, plus monthly interest on the outstanding balance. Loan payments for the repayment period are amortized so that the monthly payment remains the same throughout the repayment period, but during that time, the percentage of the amount that goes towards principal will increase as the outstanding mortgage balance decreases.